Personal Finance Software’s Guide
It is indeed a headache to manage all your financial affairs on your own. As the routine has gotten so messy, it becomes more like an ever-growing pain to hold the financial statements together and keep a check on the expenditures in correspondence to that of the credit you have.
Fine Solution
Technology has turned into a blessing making things easier for you. You no longer need to create long lists and memos of what to do and what not to do keeping in view the financial situation. It allows you to sit back, relax and let it do everything for you from the very core in a much-improved sense than you can expect.
Personal Finance Softwares
Over time, many software giants have released easier solutions to all your budget-related problems where you find the best solutions at your doorknob sorting things out for you through their technological powers.
These software’s not only manage all your financial needs but are also keen checkers of your budget and developing criteria of expenses on their own for you.
So, you can think that you don’t need to become angry at overbilling at the end of the month or crying out loud at the dress which cost more than you thought is no longer an issue because these mini heroes are always there to rescue you.
Top 10 Personal Finance Softwares
Just like there are different samples of one thing present in the market and each has a specific attribute attached to its root. The financial software has this minimum difference lying in between them which leads others to assume the most renowned and reliable ones out of the bunch present in the digital market.
This article is an introduction to those tiny buddies who are going to take your financial management to the next level of modulation with their effective performance.
Okay, you all get, set and go with us on this exciting journey.
- Quicken
- Mvelopes
- Future Advisor
- Personal Capital
- Mint
- Moneyspire
- BankTree
- Moneydance
- Qapital
- Microsoft Money
Quicken
Nothing can match the accuracy and the intelligibility with which Quicken sorts out everything for you. It is the pioneer of making things aside when it comes to financial life. With its advanced debt tracking features, you are always informed about your assists and every penny for which you are accountable.
What I like most about this software is the super-fast service of bill paying to enable you to pay your bills from anywhere and after the payment, your budget is adjusted instantly. Other than this, you are given investment coaching from time to time and several investment plans are practically present according to the value of the overall asset.
Quicken is a kind not only meant to ease your personal life but also boosts your professional growth with the help of managing the professional expense as well as the property management features allowing you to not only take a look at the financial condition of your property but rather obtain monetary benefits from the tenants through its aid.
As a paid software you have to manage the trivial $35 fee which lets you support your life over iOS and Android both along with Windows as a bonus.
Mvelopes
Remember saving up bucks through the use of envelopes? Mvelopes do the same for you by creating digital “envelopes” and saving up the money for all your primary and secondary needs in each set of envelopes.
As an excellent planner, all you need to provide is your bank details and have to enter the credit card details, rest is the headache of this mighty software which adjusts everything at its right place just the way you want it to be. It is a very good source if you want to create and adjust the expense of your monthly budget.
The unique tracking system of the software allows you to find out the amount which you have taken for paying off the expense from a particular set of “envelopes”. Guess this is the most adventurous journey of yours which is supported by this software. As a paid software, expenditure on the initial introduction is a must over here.
Future Advisor
Looking for good software that could inform you about the right kind of investment deals in the market? Future Advisor is your hero. As an investment software, this buddy allows you to enter your assets in the closet of the software and then guides you to the right kind of investment plans upon an expense of just a 0.5% markup fee which it receives as its share.
However, it is a good source for you to find out about all your right saving planes and incest them according to their possible profit in the right ventures so that every bit of your income goes down there for something grand to start.
Personal Capital
Personal Capital is the right solution for all your finance-related problems. This mighty buddy makes it possible for you to invest, save, plan and spend as per a specific pattern. This software is known for its financial advice which it offers at a portfolio of $100,000 for which an obvious but minimum fee is there.
However, you won’t regret every part of the money you spend on this one because here the setup of accounts, credit information, and mortgages is the best among all. This is why it makes personal capital a concrete reality with the help of its secure investment and retirement plans along with insurance remedies.
Mint
Do you have that goldfish memory that makes you regret it more often? Don’t fret. Just hand your financial duties to Mint and let the beat unleash your services. This one simple software is the best when it comes to the preparation of an economic budget that has a clear idea of all your expenditures and income.
Other than this, you have these minute alerts whenever the deadline for the submission of every billing event or lease payment strikes your door. This one chap is your perfect planner giving you the estimated idea of your spent income over the interests revolving around food, dress, and other shopping equipment. The best part is that it is free to use and supports both Android and Apple devices.
Moneyspire
Moneyspire is a fine solution for all your money related problems because this buddy starts from monitoring your bank account services, takes the hold of your personal credit information, checks your investment plans and the best part is its check printing feature which gives you instant access to the money present in your account.
Other than these duties, budgeting, debt tracking, and advising services are stories so familiar yet brilliant about it. The software is paid but you won’t be regretting your decision once you are going to take inspiration from Moneyspire.
BankTree
BankTree connects directly with your banking services and acts as a messenger. This provides you continuous access to the financial details brewing inside it. Creating a budget is its secondary role which it performs with full accuracy and the guidelines which it receives from your bank accounts.
Available in the Android and iOS sphere, this can be your go-to software if you want to obtain monetary updates and a detailed report of your expenses now and then.
The best part about the software is its tracking ability which gives you all details in instant and international transactions through your bank account is also overviewed by this and approved genuine by informing you which saves the security of the entire process.
Moneydance
Money is the key to dealing with international currencies quite easily. This one software is available for easing up your monetary and investment deals. You find yourself at ease when Money takes it up for you. With a beautiful interface, it allows both personal and professional management across it with the help of its specific enclosures where all the personal, as well as professional level details, are directly imported from your bank accounts. Plus the taxation process is managed through alert and report mechanisms over here.
Qapital
Qapital is the best solution for all your saving issues. It allows you to save efficiently by setting up monetary goals for you so that you can easily save according to your power and financial situation. Unlike other softwares, it doesn’t leave you right there.
This mobile phone application gets a bit modernized through the issuance of a Qapital Visa Card and Qapital account where all your saved money can go conveniently and could be used right when you need it. So, that’s gonna be the real fun I guess when saving will no longer remain boring but the Qapital services will take them in its hands.
Microsoft Money
Coming from Microsoft, this intelligent finance handling software makes billing easier for you by providing you all the associated links to pay timely bills with efficiency. Other than this the investment services, plans, and debt tracking over here are the commendable qualities one should write of.
This monetary genius is accessible for both Apple and Android devices in addition to the Windows phone. You can directly import the details from your bank as well over here making it a fine solution for all the money-based problems.
Is Personal Finance Softwares Actually Efficient?
The reply is going to be a big yes because, with their help, digital banking has found a new way of operation. You as an individual can get all the possible ideas of your financial situation from their carefully prepared reports.
The biggest advantage which I feel along with many other users is their ability to prepare a friendly budget rightly programmed as per the income and expenditures.
The author is a software engineer by profession. Writing and reading both works as his prime passions. As an engineer by profession, he understands the market demands and knows the irregularities of the financial world. Being a geek, he prefers financial independence and is active in writing on financial affairs for a very long time. While contemplating upon the changing financial scenarios, the topics of discussion fluctuate but his clarity in expression never fades.